Privacy Policy
Effective date: October 27, 2026
Empowering Brighter Futures LLC ("we," "us") is an independent health and life insurance agency. This policy explains what we collect, how we use it, and whether we share it.
1. Personal information we collect
- Contact details: first and last name, phone number, email address, ZIP code and state.
- Coverage details you provide: type of coverage, who needs coverage, and information needed to prepare quotes, only when you provide it.
- Your SMS consent choice and the date and time of consent.
- Basic technical data such as IP address, browser type and pages visited.
2. How we use your information
- To contact you about the insurance options you requested, by phone, email or text (if you opted in).
- To prepare quotes and help you compare and enroll in plans.
- To send appointment reminders, follow-ups and answers to your questions.
- To meet legal and licensing requirements, prevent fraud and improve our website.
3. How information is shared
We share information with insurance carriers and enrollment platforms only as needed to quote or enroll you, and with service providers who help us operate (such as email, CRM and messaging providers) under confidentiality obligations. We do not sell your personal information.
No mobile opt-in or text message consent will be shared with third parties or affiliates for marketing purposes.
4. Text messaging
If you opt in, we send informational and conversational SMS related to your insurance inquiry. See our SMS Terms of Service. Reply STOP to opt out at any time.
5. Security and retention
We use reasonable safeguards to protect your information and keep it only as long as needed for the purposes above or as required by law.
6. Your choices
You may ask to access, correct or delete your information, or opt out of calls, texts or emails, by contacting us below.
7. Children
Our website is not directed to children under 13 and we do not knowingly collect their information.
8. Contact
Empowering Brighter Futures LLC
Phone: (561) 403-4761 · Email: brighterfuturebenefits@gmail.com
